Moneysasa unifies M-Pesa, Airtel Money and MTN MoMo into a single wallet and API — so your money moves like it's staying in the same city, even when it isn't.
MOVE MONEY THROUGH EVERY LOCAL RAIL, FROM ONE WALLET
Every module your money needs — deposits, transfers, cards, checkout and agent banking — under one roof, on one ledger.
Bank, agent, wallet transfer
Wallet-to-wallet, instant
REST, webhooks, sandbox keys
Escrow, offers, dispute flow
Issuance, limits, freeze
Brands, slugs, status and ordering
Multi-currency wallets, instant transfers, deposits and withdrawals across 20+ rails, with full ledger transparency.
Payment links, hosted checkout, QR scan-to-pay, invoicing, and a developer-grade API for embedded checkout flows.
Empower a distributed agent network with cash-in / cash-out flows, commission settlement, and float management.
Peer-to-peer offers, escrow protection, dispute resolution, and reputation ranks — built straight into the wallet.
Issue branded virtual cards, fund from wallet balance, control limits, and freeze on demand from any panel.
Wallet Earn, subscription plans, referral & ranks, mobile recharge — revenue-driving modules out of the box.
The everyday consumer wallet.
For businesses accepting payments.
The cash-in / cash-out network.
No hidden hops through offshore intermediaries. Here's exactly what happens between "send" and "delivered."
Top up via M-Pesa, Airtel Money, card or bank transfer — funds land instantly.
Choose the destination country and rail — Moneysasa shows the live rate before you confirm.
Your payment travels over the recipient's local rail, not a foreign card network.
Recipient gets an SMS and wallet credit — usually before your confirmation screen finishes loading.
No setup fees, no hidden FX markup. Upgrade or downgrade any time.
Everything you need to send and receive across Africa.
Higher limits, FX exchange and virtual cards.
Full platform access for platforms and merchants.
"I send money to my family in Lagos from Nairobi twice a month. What used to take a day now lands before I close the app."
We plugged Moneysasa's API into our marketplace and started accepting M-Pesa, MoMo and cards from one checkout in under a week.
The transparent FX rate is what sold me — I finally know exactly what my customers in Accra will receive before I hit send.
REST endpoints, idempotency keys, signed webhooks and a full sandbox. Ship in an afternoon.
# create a transfer curl -X POST https://api.moneysasa.com/v1/transfers \ -H "Authorization: Bearer sk_live_***" \ -H "Idempotency-Key: 8f14e45f-ceea" \ -H "Content-Type: application/json" \ -d '{ "from": "wallet_9f2e", "to": "+254712345678", "amount": 5000, "currency": "KES" }'
import Moneysasa from "@moneysasa/sdk"; const client = new Moneysasa("sk_live_***"); const transfer = await client.transfers.create({ from: "wallet_9f2e", to: "+254712345678", amount: 5000, currency: "KES", idempotencyKey: "8f14e45f-ceea", }); console.log(transfer.status); // "completed"
import moneysasa client = moneysasa.Client("sk_live_***") transfer = client.transfers.create( from_wallet="wallet_9f2e", to="+254712345678", amount=5000, currency="KES", idempotency_key="8f14e45f-ceea", ) print(transfer.status) # "completed"
{
"id": "tr_3n9c7k2p",
"status": "completed",
"amount": 5000,
"currency": "KES",
"settled_in": "6.4s",
"webhook": "transfer.completed"
}
Open a free Moneysasa wallet in under two minutes — no paperwork, no waiting.